There are important advantages to working directly with Pupil Benefits.  If you are considering going through an agent or broker, ask these questions FIRST to help you decide!

– What rate of compensation/commission is the agent/broker collecting from the insurance company?
– Should I be reluctant to inquire about producer commission?
– Is it my right to know? How does this effect my premium and rate?
– Is an agent quoting my rate with the best interest of my students, district, community and budget?
– Or is there a bias towards companies and policies with higher incentives for them?
– Is my rate guaranteed for two years if I am new? If not, does it go up substantially the following year?
– Or does my rate go down depending on my loss experience?
– Am I paying extra premium for interscholastic football? Or is football included in my rate?
– Do they offer the responsive and personalized service I need during my busy week?
– Are my nurses, staff and parents happy with the customer service, claims submission, turn around and follow up with claims?